Case Studies

Real results, real books. Every figure independently validated.

Personal auto · 714,577 policies

3.6 pts loss ratio, year one
$218M over three years

Redirecting acquisition spend with pre-quote Loss Predictions

Personal auto · 714,577 policies

3.0 pts loss ratio, year one
$454M over three years

Severity predictions applied across a 715k-policy book

Personal auto · 130,000 claimants

+6% claimants identified
2.9x top-to-bottom spread

Attorney representation flagged at first notice of loss

Homeowners · ~300,000 policies

3.2 pts loss ratio, year one
$67M over three years

Frequency predictions at the top of the funnel

Homeowners · ~150,000 policies

3.9 pts loss ratio, year one
$35M over three years

Non-weather water risk priced before the application

Personal auto · 80,000 policies

4.6 pts loss ratio, year one
$19M over three years

Holding loss ratio while the book contracted 7%