South Africa’s digital currency for the world.

A fully-reserved, Rand-backed stablecoin for compliant, programmable settlement.

A fully-reserved, Rand-backed stablecoin for compliant, programmable settlement.

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Read the White Paper

Close-up of a blue microscopic structure resembling a virus with detailed surface textures.
Close-up of a blue microscopic structure resembling a virus with detailed surface textures.

Strategic Partners powering ZARU

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Read the Press Release

Strategic Partners

Trusted

Open

Permissionless

Open Network. Institutional Grade.

  • Instant settlement, 24/7

  • Low-cost, on-chain transactions

  • Regulated, fully reserved

ZARU is a fully-reserved, Rand-backed digital asset designed for modern financial settlement. It operates under regulatory oversight and is interoperable across leading blockchains.

Built with an open-network philosophy, ZARU enables institutions and platforms to transact seamlessly within a trusted digital ecosystem—delivering instant settlement and low costs without compromising compliance or control.

ZARU is a fully-reserved, Rand-backed digital asset designed for modern financial settlement. It operates under regulatory oversight and is interoperable across leading blockchains.

Built with an open-network philosophy, ZARU enables institutions and platforms to transact seamlessly within a trusted digital ecosystem—delivering instant settlement and low costs without compromising compliance or control.

Register interest

ZARU operates with South Africa’s tier-one financial institutions.

Reserves are held, managed, and independently verified by regulated South African institutions.

Banking & Custody

Primary banking and custody providers for ZARU reserve funds.

Banking & Custody

Primary banking and custody providers for ZARU reserve funds.

Asset Management

Institutional asset oversight supporting reserve governance and risk management.

Audit & Attestation

Independent attestation and verification of ZARU reserves and circulating supply.

Proof of Reserves are published regularly and made publicly available.

Proof of Reserves are published regularly and made publicly available.

Proof of Reserves

Institutional transparency you can verify.

Institutional transparency you can verify.

Each ZARU token is backed 1:1 by Rand-denominated reserves.

Each ZARU token is backed 1:1 by Rand-denominated reserves.

Proof of Reserves Report
Proof of Reserves Report

Prepared by: Moore Johannesburg

Report Date: September, 2026

Built in South Africa, connected globally

Only approved institutions can mint and redeem ZARU, through the BlockTower Issuance Platform. ZARU is available through Luno, EasyEquities and other partners.

Luno

A global crypto investment platform offering simple, secure access to digital assets.

Settlements

Luno

A global crypto investment platform offering simple, secure access to digital assets.

Settlements

Easy Equities

A low-cost investment platform enabling anyone to buy fractional shares and ETFs with ease.

Liquidity & Trading

Easy Equities

A low-cost investment platform enabling anyone to buy fractional shares and ETFs with ease.

Liquidity & Trading

Currency Hub

A digital foreign-exchange service offering fast, competitive global transfers for individuals and businesses.

Market Maker

Currency Hub

A digital foreign-exchange service offering fast, competitive global transfers for individuals and businesses.

Market Maker

Lumetrade

As Lumepay's institutional-grade stablecoin infrastructure, Lumetrade is built to move money for SMEs, corporates, and institutional clients across Africa more seamlessly.

Liquidity & Trading

Lumetrade

As Lumepay's institutional-grade stablecoin infrastructure, Lumetrade is built to move money for SMEs, corporates, and institutional clients across Africa more seamlessly.

Liquidity & Trading

Arc™

An open Layer-1 blockchain purpose-built for financial markets and real-time money movement.

Blockchain

Arc™

An open Layer-1 blockchain purpose-built for financial markets and real-time money movement.

Blockchain

Lipaworld

Lipaworld is a stablecoin-powered financial platform built to make global banking more accessible for individuals and businesses across emerging markets.

Payments & Fintech

Lipaworld

Lipaworld is a stablecoin-powered financial platform built to make global banking more accessible for individuals and businesses across emerging markets.

Payments & Fintech

Just Launched

ZARU goes live on Arc™

ZARU is now live on Arc™, an open Layer-1 blockchain purpose-built for financial markets and real-time money movement.

ZARU is now live on Arc™, an open Layer-1 blockchain purpose-built for financial markets and real-time money movement.

Read the Announcement